SENECA

On Benefits

The more famous son of a famous rhetorician, the Roman philosopher L. Annæus Seneca was born at Corduba (Cordova), in Spain, about the beginning of the Christian era. While the date of his birth is a matter for conjecture, the circumstances of his death are notorious. He was a victim of Nero's jealousy and ingratitude in 65 a.d., when the emperor seized upon a plot against himself as the pretext for sentencing Seneca to enforced suicide. In the vivid pages of the historian Tacitus, there are few more pathetic descriptions than that recounting the slow ebbing of the old… ( Read on! )

The past week we celebrated the “Old Location Uprising” which coincides with Human Rights on 10 December. On Monday evening there was a discussion on NBC television that was discussing the topic and specifically what was referred to as second and third generation rights. It is important for people to understand these rights and the institutions that are responsible for protection their rights.

Human rights are traditionally divided into two main groups, namely –
• civil and political rights, and
• economic, social and cultural (ESC) rights (also referred to as second and third… ( Read on! )

(Consumer Column - Namibian Newspaper - 6 December 2012)

I would love to win a car for Xmas, or even just a shopping hamper. It’s that time of the year when each of us hopes and desires are higher than normal. We not only want more money for ourselves, but also that we can buy things for people we care about. Companies understand this of course and are busy doing everything to tempt us to think only of today, not the January we all know is around the corner.

As a consumer we understand that our relationship with business is one of mutual benefit. Nevertheless, we also expect our… ( Read on! )

During the Xmas period it is considered part of the festive season to give and receive presents. I remember as a young boy writing a letter to Father Xmas and asking for the gifts(s) I hoped to find under the tree. Many times I was disappointed and had to do with small gift and more often than not, practical things like socks or other clothing articles were part of my “presents”.

For this Xmas season I have made a wish list of things I would like to see for the Namibian consumer.

Friendly Customer Service

Many employees in government and private business are not aware of the saying,… ( Read on! )

Before you take a loan (or other financial product) you have the right to receive all the necessary information that will allow you to make an informed financial decision.
If you are taking a loan, you should know the answers to the following questions before agreeing to the loan.

• What is the size of the loan amount you are borrowing?
• What is the loan term? This is how long it is going to take to repay the loan.
• What is the interest rate? This is the percentage of the total loan amount charged for using the loan amount. It is normally charged on a monthly basis.
• What are the fees on this… ( Read on! )